Financial Access, LLC "Property Ownership Within Reach" First Mortgages Pursuant to MLA · Purchases · Refinancing · Home Equity Loans Ph: 267-382-0690 Toll Free: 866-636-9300 LICENSED IN PENNSYLVANIA ONLY
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CONTACT US FOR SCENARIOS OR WITH QUESTIONS: First Name Last Name Email Phone Best Time to Contact Morning Afternoon evening Type of Loan Purchase Refinance Invest. Prop. 2nd/Vac. Home Debt Consol. Cash/Other Credit Rating Excellent Good Average Fair Not Sure

Struggling with a less than perfect credit score; Not sure if you qualify for a mortgage? Qualifying for a mortgage with a less than perfect credit score (620 or above) may be possible with Financial Access, LLC. The company's goal is to help Pennsylvania residents to obtain a mortgage by reviewing a current credit report, explaining how to increase your credit score, and following up to assure your credit report has been updated prior to settlement. There is no need to schedule a face-to-face appointment because the information can be relayed over the phone, fax, or e-mail. The process is one of the services provided by Financial Access, LLC to improve your qualifications for a loan. The credit (FICO) scores provided by the three major credit reporting bureaus determines your ability to pre-qualify for a mortgage loan. If your average score is 620 or higher, you may qualify to purchase a property or refinance an existing property. A few examples of credit problems that would affect your FICO score noted on a credit report: Bankruptcy-Chapter 7 or Chapter 13 Judgments Outstanding debt not paid for over 120 days in collections Debt not paid and uncollected is changed to a profit and loss status Car payments and credit card payments delinquent over 30 days Mortgage payments delinquent over 30 days Repossession or voluntary repossession of a car loan Foreclosure and repossession of a secure residential property Tax and other liens Complications from a divorce Financial Access, LLC has many programs that meet the needs of first-time home buyers and current home owners to purchase the next property or simply refinance. Contact us for a free, no-obligation credit check and mortgage financial analysis! Just fill out the form on the left hand side of this page to get started. We Can Make it Possible!