IT'S NO SECRET THAT OWNING A HOUSE OR CONDOMINIUM IS
THE KEY TO FINANCIAL SECURITY
Mary Genovese Colvin takes the time
every day to learn what's going on in the Arizona Real Estate market,
property by property. Mary takes advantage of a
database that is much more than a computer program. She uses the
latest technology and applies a great deal of intangible knowledge
to make wise real estate recommendations.
CREATING SATISFIED CUSTOMERS
"My wife and I looked for a new house for 3 years before
we met Mary. We purchased the first place she showed us. Mary knows Real
Estate but she really knows what her clients want!
-Ann and Howard Sacks
" is nothing less than the Best,
Most Honest, and Most Competent Realtor in Arizona. She works
equally hard for all her clients, regardless of the dollar amount
involved. She's the greatest!
-James Kephart, Esquire
PURCHASE CONTRACTS
Most negotiations are conducted in writing. When the Agreement is
prepared and signed, it is traditionally accompanied by a good faith
deposit made out to the Escrow Company. If the offer is accepted, an
additional deposit is required to bring the amount being held in escrow
to 10% of the sale price. If the offer is rejected by the Sellers, the initial
good faith deposit is returned to the Buyers and the Purchase Contract is
declared void.
All terms of an accepted Purchase Contract are binding, so be sure to detail all
of your terms in writing prior to submitting an offer to the Seller, or the
Seller's Agent.
Closing costs incurred as part of the purchase will differ based on the
parameters of the Purchase Contract. Mary will give you an estimated
breakdown of your closing costs and your monthly payment before
you sign an Purchase Contract.
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BUYING A RESIDENCE RAISES MANY QUESTIONS
Mary answers the tough questions every day. Her expertise and
experience will give you the answers to your real estate questions.
- What are some of the tax advantages of owning a home?
- What price home can I afford?
- What is the best way to know what kind of home is right for
me?
- What's the most efficient way to know what is on the market?
OBTAINING A MORTGAGE
Today's mortgage financing is as complex as it is varied, so contacting
a lender even before you find a home to purchase is sometimes
advised. Mary can assist you in finding the mortgage with the best
terms and the lowest rates for your individual needs.
CLOSE OF ESCROW
Close of escrow, an agreed upon time between Buyer and Seller, usually
takes place within 60 - 90 days after the Sellers acceptance of an
offer. Close of escrow, transfer of title, conveyance and closing are all terms
used to describe the final step of your purchase.
ESSENTIAL TECHNOLOGY
Technology has always been at the forefront of
Prudential Arizona Properties'
business strategy. Proven in it's ability to increase efficiency
and consumer satisfaction, technology is an integral factor in
Prudential Arizona Properties' incredible rate of growth. 24 hour voice mail service, a
network of Internet sites, and full computerization are just a few of the
every day systems that assist our team of professionals in delivering a
level of service to consumers that cannot be exceeded.
REMEMBER!
Ownership is a durable investment, which
allows you to take control of your housing costs.
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